Get loans to grow your
eCommerce sales
No Interest. No Equity. No Dilution. A Network of 55+ Capital Partners. Get $5k – $1M in 48 hours.
Applying does not affect your credit score
Growth capital that doesn’t dilute ownership
Simple fees
No interest rates, penalties, or personal guarantees.
Offers in 48 hours
Our network quickly generates offers for our customers.
Keep ownership and controls
No equity stakes or warrants – keep ownership while you grow.
We fund online businesses
See if you qualify:
Verticals
- Direct-to-Consumer Brands
- eCommerce Companies
- Online Retailers
- B2B/SaaS
Revenue
- Making over $15k per month for the last 6 months
- Pre-Revenue credit cards and loans available
Use of Funds
- Ad spend
- Inventory purchases
- Purchase orders
- Payout delays from Marketplaces
Location
Incorporated in the United States, Canada, Australia, UK, or Ireland.
Applying does not affect your credit score
How it works

Talk with a dedicated funding advisor to get offers
Link your marketing and revenue data. We analyze your ad spend and sales history to match you with lenders for offers.
Spend their money, not yours
Deploy your funds on search advertising, social media or even inventory (once we verify the vendor).


Pay back as you grow
No fixed term repayment. Pay a percentage of your top line revenue from main business operating account until it’s all paid off.
Applying does not affect your credit score
A better way to finance
your business
Rainfactory Capital | Venture Capital / Equity | Bank / Loan | |
---|---|---|---|
Cost | Fixed rate | Equity | Compound interest rate |
Time | 5-7 Days | Months or years | Weeks or months |
Guarantees | None | Board seats | Personal guarantee |
Ownership | None | Partial loss of control Crusher | Default if you fall on hard times |
Payment | Flex Payments or Revenue Share | 10x on investment | Monthly payment plus interest rates |
Get the cash you need to
scale profitably.
Get up to $1,000,000 to fund your growth today!
Applying does not affect your credit score